See how many months until your first down payment.
Put in what you earn and spend, then a home price. This turns your monthly surplus into a real date for your first place.
I lived in a van for about a year, because that’s where my money was. Five years later I own the duplex I live in. The thing that actually got me motivated was seeing the number: how much I had left over each month, and how many months that meant until I could buy. This is that same starting tool. Change the gold boxes and read the answer.
1. Your monthly budget
Type your own numbers into the gold cells. Everything updates as you go.
Money in / month
Money out / month
2. Your down-payment timeline
Want the plan that goes with the number?
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This tool is a planning estimate, not financial advice, your real down payment, closing costs, and loan terms will vary. It assumes you keep saving your current surplus each month. The math runs in your browser and your numbers are not sent anywhere; the sign-up form sends only what you type into it. VanToVault
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