What Sweat Equity Actually Gets You
Sweat equity is defined as the value you create in a property with your own labor instead of paid labor,
House Hacking to Pay Off Debt
Living in one side of a duplex and renting the other frees up several hundred a month. Here is the worked example, and what it does to a debt payoff timeline.
What Is a Good Cash-on-Cash Return?
The ranges investors actually target, how the number compares to stocks and bonds, and why house hackers should read the benchmarks differently.
How Much Money You Need to Start in Real Estate
The number in most people’s heads is the investor number: 20 to 25 percent down, plus reserves. There’s a much cheaper door in, and it’s the one I actually used.
Building First-Generation Wealth When No One Taught You How
Building first-generation wealth without a family blueprint: what starting from a standing start actually looked like, and the parts nobody explains to you.
House Hacking Your Way to FIRE
FIRE math runs on your savings rate, and housing is the one large expense most people never touch. House hacking is the biggest unused lever on that side.
Landlord Tax Deductions: What House Hackers Can Write Off
Which expenses house hackers can deduct on an owner-occupied duplex, how the unit split works, and where depreciation fits. Based on IRS Pub 527.
The 6-Step Checklist for Running the Numbers on a Rental
The full walkthrough I run on a listing before deciding whether to write an offer, from the first gut check to the red flags that kill a deal.
How to Calculate Cash Flow on a Rental Property, Step by Step
The formula for rental cash flow, walked through line by line with a worked example, and why the number changes once you live in one of the units.
How Much Money Do You Need to Buy a Duplex?
A concrete breakdown of the cash it actually takes to buy a two-unit home you live in, and why the number is usually smaller than people assume.