A free spreadsheet that turns what you save each month into a real date for your
first place.
I lived in a van for about a year because that’s where my money was. Five years later
I own the duplex I live in. The thing that actually got me moving wasn’t motivation —
it was seeing the number: how much I had left over each month, and how many months
that meant until I could buy.
This is the same starting tool, cleaned up for you. Two tabs:
- Monthly Budget — put in what you earn and spend. It shows your real surplus.
- Down-Payment Timeline — enter a home price. It shows the cash you need and the
month you’ll hit it.
Change the gold cells, read the results. That’s the whole thing.
Ready to go further?
The First-Property Bundle
The step-by-step playbook, the six-calculator deal-analyzer toolkit, and the down-payment-assistance finder — the exact system I used to go from a van to a duplex.
Pay what you want. Name your price — and if money’s tight, take it for less.
Get the bundle →Get the free $0-to-First-Property Roadmap
The five-stage plan I used to go from living in a van to owning a duplex, no rich parents required.