House Hacking

How a near-broke former van dweller bought a $470,000 building with $16,450 down using the FHA 3.5% owner-occupant path, and what it took to qualify.

Most house hacking content assumes you are 24 and single. What it looks like with a family, which strategies survive the change, and which ones do not.

House hacking still cuts your housing cost at 6.66% rates. Here is the same $470,000 duplex worked out at both rates, and exactly what changed.

Here are the actual figures from year one of my duplex. I bought it in 2021 for $470,000 using an

Going from living in a van to owning a duplex took less than five years, and it happened through two