Payday Loans: The Loans That Steal Your Money
A payday loan is defined as a short-term cash advance where you hand the lender a check or debit authorization
The Van to Vault blog
House hacking, first homes, and the plain math behind them. Browse by category or start with the newest posts.
What is house hacking?
House hacking is buying a small multifamily property, living in one unit, and renting out the rest so tenant rent covers most of the mortgage. It is how I went from a van to a duplex, and it is what most of this blog is about.
Gig Work: What Is Your Time Worth?
Gig driving pays less than the app shows. Lyft and DoorDash advertise $20-25/hour in active-time estimates, but that leaves out
The Duplex Math, Line by Line
Underwriting a duplex house hack comes down to eleven inputs in and six outputs out: price, down payment, rate, term,
Show your work: the duplex, year one
Here are the actual figures from year one of my duplex. I bought it in 2021 for $470,000 using an
From Van to Duplex: How it Actually Happened
Going from living in a van to owning a duplex took less than five years, and it happened through two
The Art of Balancing Debt
Paying down debt while saving for a first property: how to balance the two when money is tight, from someone who did it.
The Vault
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