Why Mortgage Rates Follow the 10-Year Treasury, Not the Fed
The single most useful thing you can understand about mortgage rates: what actually sets them, and why the Fed headlines you read are usually a distraction.
How Wars and Global Events Actually Move Your Mortgage Rate
A plain-English walk through the chain that connects a conflict on the other side of the world to the interest rate on your home loan, using what happened in 2026 as the example.
Job Switching Is the Fastest Way to Increase Your Salary
Over the past 20 years, I’ve watched my income grow in fits and starts. I’ve had years where a raise
House Hacking Mistakes I Made (and What I’d Do Differently)
The house hacking mistakes I made going from a van to a duplex — and how to avoid them.
House Hacking for Beginners: How to Start From Almost Nothing
House hacking from almost nothing — a beginner walkthrough.
What is house hacking? A plain-English guide
A plain-English guide to house hacking from an accountant who went from a van to a duplex: what it is, how the math works, and how to actually start.
That BiggerPockets “15 Units at $15/Hour” Story Isn’t Advice. It’s a Lottery Ticket.
A broke fence-builder buys 15 rental units in four years — and BiggerPockets sells it as a roadmap. Here is what they edited out, and why “you just need to start” is the cruelest lie in real estate.
A free house hacking calculator, no account needed
The tool I wish I’d had when I was running deals on a spreadsheet in a van. It’s free. It stays free.
Living next to your tenants: what it’s actually like
The part of house hacking the spreadsheets don’t cover. Five years of sharing a wall.
Depreciation on a rental, explained without the jargon
The deduction that lets you write off money you didn’t spend. An accountant breaks it down.